If you retire at 62, you can still earn up to 12K a year till you are 65 or 66 at which time the amount goes up. That’s the way I understand it...
“If you retire at 62, you can still earn up to 12K a year till you are 65 or 66 at which time the amount goes up.”
The minute you apply for SS benefits you are locked into the amount you would get at that age. If you apply at 62 you automatically forfeit the increase you would get at age 66. Only at age 70 can you earn outside income without losing your SS benefits.