[pnh102]

The plastic(credit card) is way too widespread.

I use my Discover card for just about every purchase I make. I like the rebates they give me. It is like a $20 discount every single month. Of course, I haven't paid them a nickel in interest, but I do appreciate the free cash.

[rabscuttle385]

I use my Discover card for just about every purchase I make.

I'm doing the same, except I pay interest on the part of my balance that I revolve at 4.24 percent.

Yes, that's my real purchase rate.

Otherwise, the rewards are terrific, especially the 5 percent seasonal cash back offers, and customer service is actually in the U.S. and not a foreign country.

[An Old Man]

It is like a $20 discount every single month. Of course, I haven't paid them a nickel in interest, but I do appreciate the free cash.

We should form a club! My wife and I do the same thing every month. As Dave Ramsey would say: "We are Debt Free".