I can’t imagine the taxi driver keeping his job, unless it is his cab. I doubt if insurance would cover a situation like that.
Screw the insurance. A story like this is worth hundreds of thousands of euros in free publicity for the cab company. Schumacher is like a God in Europe, especially Germany, and rich enough to pay for any accidents he might have had with change from his pockets.
I bet if anything the cabbie gets a big bonus this Christmas.