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How do you “plan” for fuel costs increasing 30% in a year?

You don't. You make adjustments. I carpool more, work a little bit of overtime when I can, take fewer car trips when I travel for work (for example, take shuttle to Boston rather than my car)

You also have to realize that a lot of the increase in oil prices is due to speculation and have to have the ability to wait it out. Mark my words, oil prices WILL come down in the near future because this government will not allow a slowdown in the economy fueled by (pardon the pun) increasing fuel costs. Even announcing a reopening of the debate into ANWR or costal drilling will help drive down prices if the administration gets off it's dead butt and actually suggests something to that effect.