Free Republic
Browse · Search
News/Activism
Topics · Post Article

Skip to comments.

Need insurance? No license? No problem!
khou ^

Posted on 10/08/2007 3:56:02 PM PDT by Orange1998

Need insurance? No license? No problem!

05:00 PM CDT on Monday, October 8, 2007

By Rosa Flores / 11 News

A sign on Long Point Road may pack a little bit of a surprise for some drivers. It reads “Get auto insurance without a driver’s license.”

That’s right. And local drivers are doing just that. Enrique Gallegos is one of them.

He says it helps him protect his family, and he’s not alone.

A lot of insurance agents in Houston readily sell policies to illegal immigrants who can’t get Texas driver’s licenses.

“The majority of the companies are now going to that because it’s a market that has been unexplored by a lot of companies,” insurance agent Rolando Martinez said.

Martinez’s walls are decorated with the logos of companies that underwrite these policies.

“Progressive is doing it. Infinity is doing it. Both carriers that I do,” Martinez said.

Some Hispanic newspapers are filled with ads for these no-license insurance policies.

The office of the Texas Insurance Commissioner said the policies are legal, adding that regardless of whether or not a person is in the country illegally, their policy will be honored.

excerpt. http://www.khou.com/topstories/stories/khou071008_tnt_immigrantinsurance.14f8e75e6.html

(Excerpt) Read more at khou.com ...


TOPICS: Government; Miscellaneous
KEYWORDS: aliens; immigrantlist; immigration
Navigation: use the links below to view more comments.
first 1-2021-37 next last
No DL but you have insurance? Insurance companies are helping them break the law by driving with no license.
1 posted on 10/08/2007 3:56:04 PM PDT by Orange1998
[ Post Reply | Private Reply | View Replies]

To: Orange1998

Good news for DUI offenders?


2 posted on 10/08/2007 3:59:12 PM PDT by Uriah_lost ("I don't apologize for the United States of America," -Fred D Thompson)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Uriah_lost

No record to check would be a probem.


3 posted on 10/08/2007 4:01:57 PM PDT by Orange1998
[ Post Reply | Private Reply | To 2 | View Replies]

To: Orange1998

Take their money. When there is an accident, they properly point out they don’t have to pay since defendant was not licensed to drive. Keep their money.


4 posted on 10/08/2007 4:03:56 PM PDT by ikka
[ Post Reply | Private Reply | To 1 | View Replies]

To: Orange1998

My auto policy is null and void if cars are operated without a licensed driver.....and in this state it is a civil infraction to operate a motor vehicle without insurance, as well as a misdemeanor to drive without a license.


5 posted on 10/08/2007 4:05:00 PM PDT by Vn_survivor_67-68
[ Post Reply | Private Reply | To 1 | View Replies]

To: Orange1998

What if you own a car but don’t drive? Should you be able to purchase insurance then? Why not? Maybe you’re a widow and your husband drove. Maybe you had a car, but had a skiing accident and are paralyzed but you don’t want to sell it and you want your attendants to drive.

Second, what does being able to buy insurance have to do with citizenship? Lots of people are legal residents of the U.S., are not citizens. They can buy U.S. insurance.


6 posted on 10/08/2007 4:07:15 PM PDT by cosine
[ Post Reply | Private Reply | To 1 | View Replies]

To: ikka
Take their money. Keep their money.

That is all this is about. And when you or I are a victim of this criminal act our insurance company will pay and our insurance rate will double!

7 posted on 10/08/2007 4:11:38 PM PDT by Red_Devil 232 (VietVet - USMC All Ready On The Right? All Ready On The Left? All Ready On The Firing Line!)
[ Post Reply | Private Reply | To 4 | View Replies]

To: Orange1998
If the insured is unlicensed, how exactly does the insurance company verify the insured's driving history (and assess the risk)? Or, perhaps, do they just pass the costs on to other customers?

The founder of Progressive donates heavily to the left, so I am not surprised that they would be underwriting such idiocy. Just another reason not to do business with them, other than that their customer service sucks and their rates aren't really that great.

8 posted on 10/08/2007 4:13:54 PM PDT by rabscuttle385 (Sic Semper Tyrannis * U.Va. Engineering '09 * Friends Don't Let Friends Vote Democrat * Fred in 2008)
[ Post Reply | Private Reply | To 1 | View Replies]

To: cosine

Oh yeah...heppens every day...all over america...

/sarcasm


9 posted on 10/08/2007 4:19:09 PM PDT by Crim (Dont frak with the Zeitgeist....)
[ Post Reply | Private Reply | To 6 | View Replies]

To: Orange1998

Slowly but surely this country is setting up two sets of laws. One for illegals and one for the rest of us. The illegals get winked at while the rest of us get our feet held to the fire. If I tried to get an insurance policy without a license, my agent would laugh themselves into a coma.


10 posted on 10/08/2007 4:20:02 PM PDT by rbg81 (DRAIN THE SWAMP!!)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Orange1998

In this case, I don’t care -— would you rather have an illegal out there with no liability insurance or with at least the minimum?


11 posted on 10/08/2007 4:21:09 PM PDT by TheThirdRuffian
[ Post Reply | Private Reply | To 1 | View Replies]

To: Orange1998
My insurance agent loves me...I pay insurance on 5 cars.

I had a no license, no insurance idiot hit one of them. I figured..hey no problem, I have "uninsured motorist" insurance.

WRONG That only covers injuries. and on this particular paid for '98 Honda Civic....I elected to not have comp. Guess who was liable for the bill? Yeah, me.

My insurance agent proceeds to tell me...that ONE OUT OF THREE drivers in the state of Oklahoma...do NOT have insurance. ONE OUT OF THREE!!!!

I scream!!! And @%#$%^!!!!&**((!!

I calm down...and ask, "why is this allowed?"

I get a baloney sandwich.

Personally I think....every driver in the state should JUST REFUSE TO RENEW THEIR POLICIES...until this BS gets settled correctly.

12 posted on 10/08/2007 4:27:43 PM PDT by Osage Orange (Piss off a liberal today, buy a gun.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Orange1998

This is a good thing. The fewer out there without insurance the cheaper insurance is for everyone. That said, they should deport them back to Mexico if they are an illegal upon the police finding out.


13 posted on 10/08/2007 4:30:19 PM PDT by rb22982
[ Post Reply | Private Reply | To 1 | View Replies]

To: rb22982
This is a good thing. The fewer out there without insurance the cheaper insurance is for everyone.

I don't follow....it cost me a bundle.

That said, they should deport them back to Mexico if they are an illegal upon the police finding out.

The guy who smashed my Honda was born and raised here.

14 posted on 10/08/2007 4:33:55 PM PDT by Osage Orange (Piss off a liberal today, buy a gun.)
[ Post Reply | Private Reply | To 13 | View Replies]

To: Orange1998
No DL but you have insurance? Insurance companies are helping them break the law by driving with no license.

Bad as that sounds, it's a LOT better than California's solution... 20 years ago. Makes ME pay for "uninsured drivers", whether I like it or not.

I always wondered if that's legal.

It certainly never felt right.

15 posted on 10/08/2007 4:39:35 PM PDT by Publius6961 (MSM: Israelis are killed by rockets; Lebanese are killed by Israelis.)
[ Post Reply | Private Reply | To 1 | View Replies]

To: rabscuttle385

In California, if you are DUI and your license is suspended (my teenager learned the hard way on that one, but didn’t hurt himself or anyone else, thank our Lord), you must have insurance in place before they will reissue your license. You can only go to brokers like Cost-U-Less, etc. He was excited about getting his license back this month, until I told him that his insurance WON’T cover him driving my car. And I refuse to let him drive it without coverage, even if it’s one block to the store.


16 posted on 10/08/2007 4:46:09 PM PDT by Right Cal Gal (Remember Billy Dale!!!)
[ Post Reply | Private Reply | To 8 | View Replies]

To: Orange1998

This can’t be good for insurance companies unless they’re charging the illegal amigos predatory rates. Even doing that, they’re bound to end up paying out more than they take in by insuring these slime balls.


17 posted on 10/08/2007 4:51:39 PM PDT by isrul (Lamentations 5:2)
[ Post Reply | Private Reply | To 1 | View Replies]

To: Orange1998

I do not believe these agents have any underwriting to back up premiums they collect. Sounds like nothing more than shysters taking stupid peoples money.


18 posted on 10/08/2007 4:53:14 PM PDT by George from New England
[ Post Reply | Private Reply | To 1 | View Replies]

To: Orange1998

I am really seeing red now.


19 posted on 10/08/2007 5:06:34 PM PDT by freekitty ((May the eagles long fly our beautiful and free American sky.))
[ Post Reply | Private Reply | To 1 | View Replies]

To: George from New England

They are shyters. I know the area and they have always been shysters there. They prey on people.


20 posted on 10/08/2007 5:07:20 PM PDT by freekitty ((May the eagles long fly our beautiful and free American sky.))
[ Post Reply | Private Reply | To 18 | View Replies]


Navigation: use the links below to view more comments.
first 1-2021-37 next last

Disclaimer: Opinions posted on Free Republic are those of the individual posters and do not necessarily represent the opinion of Free Republic or its management. All materials posted herein are protected by copyright law and the exemption for fair use of copyrighted works.

Free Republic
Browse · Search
News/Activism
Topics · Post Article

FreeRepublic, LLC, PO BOX 9771, FRESNO, CA 93794
FreeRepublic.com is powered by software copyright 2000-2008 John Robinson