When my mortgage got sold twice to two different banks within the two months after closing, somehow my escrow disappeared. What happened was they used it as a payment during the time when the loan was sold. (I had sent a payment to the first lender as I hadn’t received the notice it was sold AGAIN yet.) So, imagine my joy a few months later when I found out that my property taxes weren’t paid! So after much nagging, I got the bank to pay them because they are responsible for the payment. But now I have been paying almost double in escrow payments because someone screwed up! What got me mad wasn’t so much that they screwed up but that no one would tell me where the $1600 went! I could have just bit the bullet and made the tax payment myself and not dealt with the bank at all... but they had to stretch it out almost two years!
I think the banks deserve to go under.
A friend of mine is working there. He said all e-mail has a Cap One prefix, but since computers don’t like spaces, it’s spelled out Capone. Ironical ain’t it?