I do not quite understand your post. My point was about organized crime making a concerted effort to penetrate banks and credit card companies. I was suggesting some computer thefts may be a clever cover story for what really happened. Your point was that 'this type of stuff' happens. We are in agreement, correct?
your info was amazing. yes, of course it could be a cover to claim theft and actually be the perpetrator. for the folks whose ID info is on the computer, its the same either way. that inside the bank stuff is horrifying.