...about a year's rent sitting in the living room.
***
In today's America, the majority who live in poverty are in those circumstances because of such poor choices.
Of course, liberals paint that as racism. Since wages are becoming more similar for whites and blacks, they now hysterically point to the huge disparity in wealth... even though freedom of choice is the root cause for the disparity! This story shows the primary reason for the gap: those who adhere more to urban culture tend to purchase consumption goods, while others choose to spend their time, money, savings and efforts on home ownership, a small business, and/or investment for their later years.