Unfortunately, it looks like my state does not allow HSA's.
I didn't know there were any states that were able to prohibit HSAs, since it is a federal law and really only has tax consequences. There's certainly nothing (as far as I know) keeping you from a high deductible insurance plan; it's just that the deductible you pay would not be tax-exempt. I'm just curious - how is it possible for the state to block this ?