In year one of the program start a new "Family Fortune Retirement Fund' account for all 16, 17 and 18 year olds where they contribute 100% of taxes withheld for retirement into their own private accounts. In year two the program will include 16 through 19 year olds, in year three 16 through 20 year olds and so on. Assuming the retirement age remains 65, the current Social Security system would be retired 47 years later when the first wave of 18 years olds who started out in the "Family Fortune Retirement Fund" turn 65 years old.
As far as everyone else, we are stuck with the lame program we currently have.
For the good of the country and future generations I think it is best to create a program that guarantees the end of our current system.