[BikerNYC]

Not everyone is filing because they are drowning under "frivolous" credit card debt.

Agreed. Although you wouldn't know it from the whining and complaining credit card industry who pushed for bankruptcy reform, claiming that credit card deadbeats were wrecking the bankruptcy system, after they extended credit to people who no one in their right mind would extend it to.

[Graybeard58]

after they extended credit to people who no one in their right mind would extend it to.

My wife and I are hammered with credit card solicitations in the mail, probably 10 or 12 a week. We have a credit card because it is difficult or impossible to rent a car or make motel reservations without one.

My son went on vacation a few years ago and had to call me to use my credit card because he couldn't rent a car with cash.