RoosterRedux wrote: “I haven’t seen any actuarial figures on EV batteries (replacement cost, probability of failure, and age at failure), but one would think manufacturers of EVs would build insurance into the original price (or at least offer it as an after-market option).”
If you build insurance into the original price, you will only further price EV out of the market.
If you offer that insurance as an after-market option, you will be signalling to buyers just how expensive EV mantenence can be.
A surprise $60K battery expense a wee bit down the road has already priced this EV out of the market.