That's for sure. I would have cheerfully paid a completely impartial adviser to help me through the signup process as I was turning 65. Unfortunately, all of the so-called advice seems to come from insurance salesmen, who are only interested in helping you make the choice that nets them the most money.
I wonder if there would be a business opportunity for someone who really understands the whole system to charge an hourly rate for advice that is aimed strictly at helping the client. Probably not; people would want the heavily-advertised advice that's available for "free".
“someone who really understands the whole system”
These people actually exist?
;-)
I have to make this decision soon and am terrified of screwing it up.