This has been an issue for a long time actually. It applied 50 years ago when I was 16 and wanted to drive a wealthy relative’s car and he refused out of concern I wouldn’t be covered. I can see the insurance company not covering the accident if an undisclosed minor was driving but that was not the case here. He should take this to court and sue the insurance company.
“I can see the insurance company not covering the accident if an undisclosed minor was driving but that was not the case here. He should take this to court and sue the insurance company.”
It costs, on average, about $10,000 to initiate a lawsuit. The better approach would be to contact the Insurance commission. I’d also give a call to my repetitive.
. He should take this to court and sue the insurance company.
I am not a lawyer nor an insurance expert, but I suspect that a jury would find in his favor....UNLESS there was a question on the insurance application that specifically asked if there were persons living in the home other than the named insured and if so, their names, ages and relations/connections to the named insured.
No jury will expect each and every one of us to know all of the insurance company’s rules and limitations but insured are expected and required to answer questions truthfully.
I would get a lawyer who specializes in auto insurance accidents.
My dad had 3 teen boys.
Insurance company knew and WE knew we were NOT insured to drive dad’s car.