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I was working 3 days per week (12 hour days) then got Covid on March 1. I resigned 2 weeks later because I was still extremely tired and did not want to return to work. I miss the second income and am now sorely reliant on my SS check and savings. It’s doable because I have everything paid off. My monthly bills enable me to pay them and still deposit the remainder to savings. I also use CareCredit, if needed, for large purchases (vet bills, dental) that I can pay off monthly with no interest, usually within 18 months. Tip: pay EVERYTHING off before you retire.

I still have clients for which I design microcontroller devices and write software. Since I'm retired and tired, I don't charge the rate I could. I'm really busy. They tell me that the youngsters don't really seem to want work. They work projects like deadlines mean nothing to them.

I'm 73, and have been retired since 2015. I work to keep from becoming bored or "losing my edge".

I even taught Embedded Computing in high school for three years. I stopped that because I don't want to spend the money or time to get a certificate. The teaching was a blast. The school was unbelievably supportive of me.