How Much You’d Have Now
Or:
Your ex would have now
Your heirs might have now
You’d have now if you don’t get hit by a bus
You’d have now if you don’t invest in something stupid
You don’t spend it on women and booze (and waste the rest)
My wife worked at Apple for ten years in that era. She was getting good stock options and we used the money for cars, the house, etc. After the succession of failed presidents (Sculley, Spindler, Amelio) I convinced her to sell the remaining stock...then Jobs returned! That was my worst decision ever, but, at the time, it looked like the company was going tits-up in short order.