[Big Red Badger]

It’s Scary,
I work for A Large Contractor, many Thousands
Of Employees with good
Group Insurance and you’d
Think they’d help guide
You thru this stuff.
The Wuhan Flu ain’t helping

[Harmless Teddy Bear]

Yeah, it was not such a pain for us but for my parents who were out of the country when Mom turned 65 it was a major problem. Fortunately her company hired a lawyer and they made Medicare sit down and behave.

There should be someone in your HR department who does know what they are doing.