[DCBryan1]

I should have bought WL for my kids - maybe I still should (in their 20’s). Obviously, once I got married, the benefits got changed over to my wife.

Its still not to late. If they exercise, have low bmi, and don't smoke, it will still be cheap. Better now to provide them with proof of insurability than not IMHO.

I got policies for my kids as soon as I got their Social Security numbers.

[21twelve]

Thanks. NWL is my company too.

I’ll never forget when I got married and went to see my brother’s friend to get more. He was a real big shot. We met at his big fancy home on the lake. He spent a LONG time with us.

I thanked him for explaining it to us and thanked him (and apologized) for how much time he spent with us just to sell some young newlyweds a small policy.

“Well - I’m counting on you doing well, and coming back and buying BIG, expensive policies as you get older!”

I did get another one when our first child was born. Sadly, he died shortly after that on one of his expensive toys. He was a nice guy (young - maybe 50 when he died?), Type A in both work and play.