[flamberge]

though I cost them NOTHING in billing and filing expenses and they don't have to wait for my payment, they charge me more!

I pay cash at the Dentist office and get a 20% discount from the "list price". This seems to be common practice around here. I have to ask for the discount to get it.

[grania]

I usually get the discount on medical. Meanwhile, this is the first excellent dentist I’ve encountered our here. They’re few and far between; most aren’t accepting new patients.