Having something is always better than having nothing.
You buy what you can afford. If you’re worried about a cheap malfunctioning Semi Auto Pistol, buy a Revolver.
Heck, I even own a Hi-point 9MM and it has always gone BANG when I pull the Trigger. Just don’t use cheap Ammunition.
It’s not a good Carry Gun IMHO. It’s way too heavy and I’m not sure that a $149 Pistol would make many people feel secure.
Again, if it’s all you can afford, go for it. Worst case you can hit the bad guy over the head with it and it would leave a mark.
I live in Southern CA. Going through the gymnastics to get a Conceal Carry Permit here is beyond ridiculous unless you’re a Politician of course.
I bought a hi-point c 9 for $109 plus tax and the only time it jammed was when I was using “monarch” ammo. Some idiot stole it.
The up side of a Hi-Point is that if you run out of ammo, you can beat someone to death with it and not worry about hurting the gun, becasue it's so big and bulky.
Then buy 2. You can easily afford it, and if broken in, and loaded with good ammo, it's very, very unlikely both would fail.
And if NEITHER failed, you'd be commanding a LOT of firepower.