Metal roof, Concrete or adobe construction, preferably earth sheltered, no trees or shrubs close to house.
That helps with preventing stray burning embers from igniting a house, but once a fire builds to the magnitude of these fires thru the burning of the surrounding foliage, you’re dealing with a fire so hot the air itself becomes superheated. A flashover.
---------------------------------------------------------- It takes a lot of fuel to reach those temperatures.
There is a lot of thermal mass to overcome in a house, especially one designed to withstand fires.
If you have your house located on top of a ridge with lots of trees below you, yes.
It happens in very fuel rich environments.
Here is a pic from the cat article. Funny how the house is burned to a crisp, but surrounding trees are not...