“Wife has been on Medicare/TriCare for Life for a couple years and I start 1 Nov - get lots of adverts for Medicare supplements but don’t wan’t or need them since TriCare covers pretty much everything Medicare doesn’t.
Not the “free healthcare for life” I was promised when I enlisted but still the best deal out there except for out “representatives”.... “
Wife and I have been on Medicare and Tri Care for Life for years. Have generally been outstanding.However, tricare stiffed me out of $1,200 last year for wife’s breast cancer radiation treatment. It was a one shot deal for which tricare had no code. Was told ahead of time it would be covered. Appeals failed. Beware and take no one’s word for fact. I had to eat it. Sons of bitches.
I had two doctors tell me I needed a particular test, which I had. Medicare denied to pay for the office visit and the exam. My supplemental plan only contributes payment if Medicare covers some of it.
My doctor’s office said that this is happening to many patients because Medicare is just arbitrarily deciding now to cover certain things, but that I could appeal to Medicare if I wanted to. They said it probably wouldn’t be worth it because the gov’t holds all the power to say what they will pay for and what they won’t.
I asked, Before any treatment/test, do I need to call Medicare and verify that it will be covered? Answer: If you want to be sure, yes.
Gov’t healthcare for Seniors = NO Choice.
Good to know - we still use the Base for a lot of care and they farm some things out to local hospitals in a coop type deal where each learns from the other and some equipment can be co-used.