Uncle Sugar, per typical, artificially inflates prices by paying more for apartments of welfare recipients. Section 8, is it called?
Also, Coastal and near communities restrict building with severe zoning and land use “plans” in order to keep the riff-raff out of their communities. San Fran does that with a vengeance then welcomes in bums and wetbacks so the city looks and smells like a third world cesspool. But those folds don’t belong to the dreaded middle class so there are compensations, I suppose.