Why does it have to be a government solution? How about government get out altogether?
Too late. Get past Murkowski and then come to us.
You sound like someone who wants to reduce the cost of healthcare, e.g. not a member of Congress who is more interested in protecting special interests and giving away free stuff.
The reason the industry can’t do all of these things alone is there are regulatory, legal, and other barriers.
Fixing Obamacare means DONT replace unconstitutional ACA AKA Government healthcare with more unconstitutional government healthcare.
The answer is NO GOVERNMENT healthcare AKA THE FREE MARKET!!!!
The voluntary cooperation directly between patients and doctors in the marketplace free from government interference is the best healthcare system in the world which America had until the feds started unconstitutionally screwing it up in the 60s.
KICK THE POLITICIANS OUT OF HEALTHCARE. They dont care about your health, only their political careers.
We need government bailouts and guarantees for health insurance companies!!
The purpose of “The Affordable Care Act”, AKA “ObamaCare”, is NOT to make healthcare affordable, but partly to control you, anf everyone else in the country, and partly to fund the healthcare for the literally millions of
ILLEGALS pouring over our open borders for the last eight to twenty years.
The purpose of the ‘Act’ was to FAIL, thus prompting President Hillary Rodham Clinton to call for SINGLE PAYER, AKA GOVERNMENT RUN HEALTHCARE.
But a funny thing happened on November 8, 2016.........................................
Or a two tired system - market incentives for most Americans (everything from doctor concierge care to group health plans etc) AND ‘healthcare options - NOT INSURANCE OPTIONS - but ‘healthcare options’ for medicaid citizens.
Your proposal seems to cover less than catastrophic expenses, and not catastrophic.
I’d rather pay into a cumulative health care savings account and cover my own expenses less than 20K/year, with a catastrophic policy. To succeed at that I would need to be able to get the same preferred pricing that insurance companies negotiate.
It’s my guess that at least a quarter of medical costs come from insurance and government paper work, and the zero-sum maneuvering with charge books and DRG billing - squeeze out more money! keep payments down!, and the ever-more complicated bills that ensue.
I just want a 50k deducable and a unlimited HSA with travel expenses qualified
I don’t trust anyone anymore
One of the first steps needs to be a law that allows all health insurance companies to sell policies across state lines. If Americans (and their employers) are free to shop for the best rates nationwide it’ll be good for us all. The increased competition will get rid of the price gougers and get rates down to a supply and demand happy medium.
And we need a caveat that allows for a la carte policies that don’t bundle in unneeded coverage. Men don’t need OBGYN coverage, old people don’t need insurance covering childbirth, etc.
Shift the control away from the feds and back to the patients, their doctors and the insurance companies.
Small monthly charge for most needs.
Dr. Josh Umbehr
https://www.bizjournals.com/wichita/news/2017/03/08/atlasmd-founder-featured-on-fox-news-program.html
Hannity interview
https://www.youtube.com/watch?v=ANSF43Rd7bQ
I would change the subsidy bit to:
3. Providing a federal subsidy of:
a. 42%, plus
b.
I. 3% for rider a if bought, plus
II. 5% for each of the riders b-e bought, but not more than half of the cost of each of the drug riders bought outside of a bundle, plus
III. 1% for each rider f-k listed above bought, plus
c. 1% for each hospital day above 5, up to 4, plus
d. .5% for each hospital day above 9, up to 7, of the person’s PPACA silver plan maximum allowable amount.
The hospital subsidy was reduced to encourage lower pricing, to free up funds to make the purchase of key riders more desirable and drug coverage broader.
The not more than half language is to encourage insurance companies to offer drug coverage of real value.