Fine.
Glass-Steagal should be reinstated.
Vertical integration of finance is not a blessing, anymore than would car manufacturers owning most of the oil & tire industries as well.
Market trading, investment banking, insurance, pensions and retail banking all have different and necessarily different financial functions and different fiduciary responsibilities. Many points of error and reduction in competition have resulted from the consolidation of the different financial functions into financial conglomerates.
The ONLY thing that has “gained” from it is the size of financial companies and the reduction of how many companies represent the vast majority of assets in the industry.
Agree with Wuli.