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It is also the insurance companys choice as to which states in which to seek a license. Some states are easier to deal with - others, not so much.
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Isn’t that EXACTLY what the *true* purpose of “..to regulate between the States...” SHOULD do?!?!
Why do MEN\elderly need maternity\abortion\etc. coverage? 99% of the plans have SOME sort of ‘dependence’ (drugs\alcohol\mental health) baked in...
Fed should come in a say “plan 1) BARE MINIMUM\catastrophic care, plan 2) Plan 1 & add in 2a, 2b, etc. “...IMO, a la carte the sh!t outta things.
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Im not sure, but I think allowing federal chartering of banks led to the mega banks we have now.
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And, like the CIA, NSA, etc. I was the lack of follow-up by govt that allowed the balloon-up (look the other way, sham ‘investigations’, etc.). They rubber stamped every merger request, told THEM “you *MUST* loan to the un-loan’able” and put the taxpayer on the hook for the mess.
“Why do MEN\elderly need maternity\abortion\etc. coverage? 99% of the plans have SOME sort of dependence (drugs\alcohol\mental health) baked in...”
Reminds me of my dad not being happy having to pay for my sister’s first child out of pocket... He, the secretary and my sister were on his plan - never thought he’d need maternity coverage for 50’s secretary or 30ish unmarried daughter. He sat straight up from a nap when he heard me tell Mom what the NICU cost just for the bed per day. That was mid 80’s.