Best Buy sells the $1 SIM cards for TracFone that are used in their Bring Your Own Phone (BYOP) program. This requires an unlocked phone that you supply and that you will use with TracFone services. However, late last year, Tracfone had a Huawei Glory phone on sale for $10 which, with a TracFone 60 minute airtime card would give you triple minutes, texts and data that never expire as long as you own that specific phone.
If you go to the TracFone site, you can plug in your zip and see what’s available in terms of the phones they sell and their deals. IF the $42 phone you already have is unlocked (I don’t know how you tell if it’s locked or unlocked. I had to be sold an unlocked phone at Amazon) you might be able to use it in their BYOP program with one of their SIM cards. These can be used with several carriers (ATT, Verizon, Sprint, etc.) Like you, I’m not a big phone user, realized I was spending much too much on a $20/month plan a decade or so ago and went to Tracfone and have been with them since. The best thing to do is visit their site. Be forewarned that their support is in both India and the Philippines so communication can sometimes be a problem.
Thank You.