You hit her. It’s your fault.
Now, I admit there are always exceptions to this rule, but for the most part - that’s how it goes.
You came up with an answer like that and you call yourself “Responsbility2nd”?? It’s not necessarily the poster’s fault,but even if the other driver hit HIM, he would likely only get 2/3 or so of HIS repair bill. They will always judge that the victimized driver had some fault, as if his car could sprout wings and fly away once he sees there’s about to be an accident.PLUS -— $5500 for a clipped fender???
I disagree. She failed to yield right of way and that was the proximate cause of the accident. She should pay all the bills and she may rely on her insurance to help her do that. Most companies just pay when their client is obviously guilty, unless it is a “no fault” state. IS she actually insured, however?
Most policies also require that their covered party “not admit guilt,” which she did — she should have avoided admitting that from an insurance perspective. Do you have proof she admitted it? Proof that it was her fault? Photos? Witnesses?
Did she get a ticket for failure to yield right of way? If no ticket, some companies simply treat it like each party is responsible, which might explain why your company acquiesced and is treating it as though it is your fault.
Is she claiming that you could have avoided the accident? Were you speeding?, can that be alleged? Etc.
Is she injured with medical bills, inadequate insurance, so next she will want your company to pay her bills too? Does she have a lawyer?
You with your insurance company should have a plan you both understand, and your agent and/or claims designee should be involved too. If you are getting the run around from your own insurance you may need your own lawyer to check in on all this.
(I am NOT a lawyer but I have had some accidents in our family where I/we was/were not at fault.)
(Also, I have to leave and will not be able to answer this soon probably ... I hope your situation resolves soon to the satisfaction of all.)