I prefer the pre-Depression solution: local benevolent societies and charitable hospitals. No gov involvement.
Gov funded public health drives up the market since it’s a forced and guaranteed payer.
Free market works best. Let the gov deal w/fraud (on both sides of the equation)and contract law and keeping the public informed, but not manipulated.
Yeah, they need to get rid of insurance being tied to a job, it’s so stupid. Which IIRC, was solely due to WWII/New Deal regulations on wage freezes.