I read an article a while back that some do take credit cards so you might want to change what you say.
If a panhandler has a merchant account he doesn’t need my money. I’ll hit him up for money myself.
Yeah. It is more of a concern every year.
Fortunately, as my life style changes, I just don’t come across them much any more. Getting out of Seattle was a HUGE help. There are very few in Louisville, comparatively speaking. I also rarely bother going out of the corporate castle. :-)