Just ran the numbers on the “Covered California” website...”Bronze/Silver” plans for 2 people ages 55 & 57 (my wife & I): $10,440.00 per year (average of $870. per mo.)...”Gold”/”Platinum” plans are $15600.00 year (ave. of $1300/mo.). “Bronze” plans have $9000.00 deductibles and $4500.00 for drugs.
Average yearly government cost of Medicare per person: $9,523.00...plus your $1200.00 equals $10,723.00. So an average of $10,345.00 p/p seems about right.
https://www.coveredca.com
https://www.cms.gov/Research-Statistics-Data-and-Systems/Statistics-Trends-and-Reports/NationalHealthExpendData/NHE-Fact-Sheet.html
....plus your $1200.00 ...
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My $1200 is per YEAR, and I’ve only received about 10% of that in medical care, per year.
Why aren’t people saving those Obamacare premiums in an HSA to pay for their medical needs? (rhetorical) The fines (taxes) imposed by Obamacare for not signing up are much less of a financial burden.
Of course I realize that many people do have serious illnesses and medical needs and require the expensive insurance to get by.
Looking forward to the dumping of Obamacare and a more realistic solution with a new Trump administration!