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I’ve tried my hand at doing taxes for people. I had clients with offsets for alimony, child support, and a few other things. I think I had one person with an offset for student loans.

But if you simply made it a rule that no one got a refund while they had student loan debt, a lot more would be collected.

But the REAL problem is the uncontrolled cost of college, funded by uncontrolled lending and spending by the government. The people making the loans have no incentive to ask, “Is there any chance in hell of this loan being repaid?” Tax credits like the American Opportunity Credit - good for up to $4,000 back - are just another way to pour money into overpriced colleges providing worthless degrees.

But if you simply made it a rule that no one got a refund while they had student loan debt, a lot more would be collected.

True, but for people in default. Someone paying their loans off shouldn't be affected. And I thought as part of defaulting on loans, the student loan companies usually would take refunds if you won't work with them on a payment plan/don;t talk to them?

But the REAL problem is the uncontrolled cost of college, funded by uncontrolled lending and spending by the government.

Oh I fully agree. The only government involvement in education should be veterans' education benefits. FedGov shouldn't be doing anything more, including loan guarantees, tuition grants, etc.