Competition for Walmart Greeter jobs is going to be cutthroat!
Don’t worry too much myself about retirement as defined as not working. I think I will work doing something I like until I am physically unable to. We have assets but don’t tap them except taking the RMD from our IRAs. we also spend all our SS and pension income. Travel and eat out a lot, have a nice life at 76. I see a lot of people like us in our friends and contacts in our travels.
Big worry is debilitating illness. Go to gym and eat carefully, to forestall whatever will get us in the end. Our assets should cover for 4-5 years. After that the kids will.
If nothing is left at the end I see that as a good plan.