[9thLife]

Once a month I purchase a credit card type gift card for $300 and use it for any on-line purchases and if we eat out and I’m short of cash. If someone steals the info they won’t get much money.

That's the best advice I've heard about this, ever.

As long as banks will process them -- being untraceable, banks get a little squirrelly. But no need to be worried about it as long as it works.

[Grams A]

Thanks. Only had a denial once and that was because I forgot to write down a purchase I had made and I was out of money. My credit union offers them with no extra fee which saves $5.95 so it’s all good.

You do need to register them on-line and I always use a fictitious name and address but it does let you keep track of the balance via the internet. I know regular credit cards limit the card holders liability generally to $50 for fraudulent use but that is a huge hassle. Getting a dummy card is just easier for me and controls my spending too.