Our bike trail doesn’t really intersect the bus system very well. It does hit a hub, but that hub is like 3 miles from home. Which kind of puts you into more of a “tough it out” mode. This year’s July storm I got to see it coming in to kick my butt. Tucson storms blow in from the south east, I’d ridden way up to the top of Marana (north west of home), turned around and said “oh”, just a nasty storm on the horizon. Got about halfway home before we met. No lightning in that one, I’ll hide from lightning. Just rain, lots of rain, and wind though mostly our wind precedes the rain. By the time I got home I think my shirt alone weighed 10 pounds. I think I spent more miles in the rain on that one than all previous rides combined. Didn’t need a shower though.
Last year the wind was hitting so hard I could hear it whistling through my spokes, that one sucked. A couple years before that the rain was hitting so hard I couldn’t see my tire, luckily I know the path and that I was 2 minutes from shelter so I could hide from that one. Everybody’s gotta make their call, sometimes you bet wrong. So far so good for me.