I actually could have over 50% subsidized Medicare Part B through the town in MA where I taught. It’s such a convoluted mess with Romneycare and coverage being handled through a statewide agency, deductibles, filing for reimbursements, copays and the percentage I’d have to pay, it’s not worth bothering. Changing the number of doctors except when notified at the annual signup window is underhanded and unfair, especially for those who can’t easily get to more distant locations.