We had a death in our church a couple of weeks ago and my neighbor and I were reminiscing, which led to questions about what we had done or were going to do, and the idea of probate came up.
Our conversation just led me to think that I needed paper to guarentee the transfer when I had always thought ... if the bank acct is joint (and it is) and the deed is in both names (and it is), the only thing would be the cars which I think are in my name (easily handled by my friendly neighborhood fellow school board member and notary ... )
Property in both your names is good.
Your situation doesn’t seem to be a problem as long as what you own isn’t tremendously valuable - as in millions of dollars valuable - you are probably OK.