I have asked about using cash (before I got insurance last year) and they would only give me a 5% discount off full price care. Having worked in insurance, I would have thought the least they could offer is whatever an insurance company would pay after adjustments, but, nope. smh
Had a big medical expense year. Had a couple of scans that my insurance company did not cover. Asked the provider what was the best deal if I paid that day. One cut a 2K plus bill down to $1100 for cash. Another gave me a 64 % discount.