[Vermont Lt]

He can walk on and play if he pays his own way, right? Or does he have to sit a year?

I am sure there are plenty of schools that would come up with “financial aid based on need”, as in “we need a QB.”

[stormer]

I don’t think he’d have to sit, but when a kid with no visible means of support shows up with cash, red flags go up.

[chrisinoc]

If he transfers from Notre dame he has redshirt a year to play at the Division 1. He can still play at Division 2/3 or NAIA and be immediately eligible.

If he already used his redshirt year, he's essentially done at the Division 1 level.