To play Devil's Advocate, couldn't that be countered with, if everyone saved like you, instead of spending on goods and vacations and what not, the economy would crash? Because that's basically how our consumer-based economy is set up, the government hates savers, they want people to consume now.
If everyone was like me, or if everyone was the same, this would be very dull and much poorer world. If many more people were like me, rather than like the folks in Brookline, this would be a much more prosperous and pleasant country. How does taking a ski vacation in Switzerland in 1992 grow the store of wealth and capital in the United States in 2013?