Well, it may not be SHTF in a conventional sense.
But there is no part of this country immune from disaster.
It doesn’t hurt to be prepared for an extended period of time if a natural disaster hits.
Right now there are still people 5 months later living without water, power, heat so on in the shadow of one of the greatest cities on earth in the richest nation on earth and yet some people believe that preparing and having a plan that last more than a week or two is a waste of time.