[KosmicKitty]

They had Phd's in physics, and were working in the financial industry. Way out of their leagues.

Ahh..That explains it.

To get a Ph.D., you have to learn a lot about one thing and do original research on one small aspect of your field to become THE expert in that one small thing you research (I know - I'm doing it)

The problem with many Ph.D.'s is that they forget they are experts in just that one small area and begin to believe they know everything about everything!

[Agamemnon]

I see you are in CT. At which school are you doing your PhD?

All 4 of my kids are presently at UCONN in various stages of opposing their respective indoctrinations!

FReegards!