My wife is one of those people who has a very good sense of organization, where as I am disorganized. That being said, we agreed long ago that she should be in charge of watching our finances. So, my wife takes care of paying the bills, balancing the checkbook, and handling what credit cards we keep, get rid of, and apply for. We do discuss our finances however.
I on the other hand handle all our investments, and we are doing good for our future retirement. At least until Obama decides to nationalize the stock market.
When she has a question about anything we sit down and discuss it. She knows that if we need more money that I will make it, or we will cut back.
Our latest credit rating was above 850, and we have not payed interest on credit cards in 25 years. Today our total debt is $3,000, and most of that is from firewood we purchased to get through the winter, Christmas gifts, and the remainder of from medical bills racked up from spinal surgery I had last November on my neck.
Our home is paid for, and we have two vehicles that work great. One is a 1990 Toyota king-cab PU, and the other is a 2000 Ford Box Van with a lift kit, needed for my wife because she needs a wheelchair to get around.
I have always believed that both the husband and wife should make financial decisions together, but the man needs to be the one with the final say in all matters. So while my wife has done a masterful job, when it comes to decisions, she looks to me to make the final decision, and I look to God for my final decision.
Its worked great for us, and as I said, 25 years later we are sitting good. Ultimately I give the credit to God. God has given us what we need, and when he sees fit, he give us something extra.
I live my life as God requires me to. I always struggle in my walk with God, but I have faith that he will always forgive me as long as I go to Him for forgiveness. Another thing I do is use Scripture to use as a guide in my life, and no other scripture guides my financial life more than Proverb 30:7-9
Two things I request of You Deprive me not before I die. Remove falsehood and lies far from me; Give me neither poverty nor riches Feed me with the food allotted to me; Lest I be full and deny You, And say, "Who is the LORD?" Or lest I be poor and steal, And profane the name of my God.
Notice what Proverbs 31 says about the perfect wife. She handles the real estate transactions, buys and sells goods, manages the staff, works at a home business, and is a competent financial manager. Her worth is far above rubies.