[RightField]

If car insurance worked like health insurance, we would have co-pays for oil changes and tires would be controlled substances.

[Hegemony Cricket]

"If car insurance worked like health insurance, we would have co-pays for oil changes and tires would be controlled substances."

BITE YOUR TONGUE! Don't give the freedom-grabbers any ideas! Seriously, I can see some @$$hat thinking that would be a great idea, "for our safety"...

[wildbill]

Not to mention that all maintenance costs would be ‘free’ as they would need to be covered by insurance to protect the public from cars that were not maintained and were threats to public safety such as smog generation and accidents.

And of course poor people couldn’t afford the insurance or co-pays so they’d get their coverage paid for by the government via confiscatory taxes on those above the poverty level.