Yes, I called the 800 number to verify this was real. It is. Everything in my OP is real.
And yes, THIS is what is strange. I’ve been racking my brain trying to figure out WHAT I did, and I can’t figure it out. I never use that card.
Sounds like someone used that card.
If you have online banking and someone has used your account; it will show.
Frankly, I wouldn't put it past banks making these claims to consumers just so they'll purchase identity protection, etc. I've used nothing but Macs, do all my banking online, and purchase all the time online using my cards. I only access them from home, and I have never had any of my bank sites compromised. Is it possible that you connected to your Wells Fargo site using a different computer and network?
You called that 800 number? Which 800 number? Did the person on the phone give you that number or did you look through your records and get that number. Never call back a number that is given to you over the phone.
I bet this has already been covered since I am way behind on this thread, but just reiterating if already stated!