I can’t tell you how awesome if feels to be debt free. If you are serious, make it your primary objective. For me, with a wife and kids at home and no debt, it’s an good feeling. Granted our verison of a night out is two Lil Caesars pizzas and a 6 pack of Shiner Black (it’s a TX thing) but the feeling of knowing that we are not slaves to our debt is a weight that we’ll never carry again.
I know. I have been there before.
It will happen.