You are oppressing me. Help! Help! I'm being oppressed!
>> If you haven’t got it, don’t spend it.
But, the corrollary would be, if you loan it to me at 12% ... don’t later unilaterally demand 18%.
SnakeDoc
Sure, I'll deny my wife the medication she needs. Or maybe I'll just walk the 10 miles to work when our only car breaks down.
I'd love to have enough money to pay everything upfront but in a single income family that's not always going to happen. We always get caught up again relatively soon but we need some credit from time to time. I'd just like the card companies to honor their commitments the way I honor mine.