CBDC's would be devastating to personal freedoms, yet it probably will occur--sooner rather than later if the democrats win this fall. CBDC's are perfect for an authoritarian, socialist, leviathan government (which we appear we are headed for).
It would allow the government to monitor and follow absolutely every possible move you make--personal, professional, political, financial, and otherwise.
It must be resisted in the strongest possible terms.
You could add: "reward or punish" to that statement.
Thanks for your brilliant post (you agreed w/ me!).