You’re right, point is legal terms. In the grand scheme of things, the cop has to take a report and the crime has to be classified correctly to be reported to the FBI for the national crime reporting database. He was probably trying to determine if you were in the vehicle when your wallet was stolen as it makes a difference.
So while most people don’t know the difference and say their car or house was robbed, to the law enforcement professional, it does make a difference.
Again, go back to see towhat I replied. Point was about semantics and legal ternpms.