Health is, and always has been, a basic responsibility of each and every individual, not of the society as a whole.
There are times when the greater society must get involved in health problems, as in times of epidemics, or widespread calamity, but most other times, you are about as well or sickly as you want to be. The rules for staying well are available at every hand, and most degenerative or wasting diseases can be avoided by conscientious and disciplined application of good habits. Death and injury by accidental causes may be constrained by simple good sense and something as obvious as extending courtesy in situations where it may apply.
Some 95% of human woe is self-induced, and it is only rarely if ever the failure of the greater society should come into play. For this, there are means of recourse to at least somewhat ameliorate the worst effects, and if insurance is the means by which this recourse is pursued, it still falls on the individual to do the responsible thing. There is no “right” to have health expenses paid for by anyone else.
If someone has a ‘right’ to our money to get him health care, then we have a right to tell him what he can do - like not smoke or drink.
I mean, we don’t want him racking-up more bills for us to pay, do we? Only liberals that agree to that are allowed to demand free health care.